Best Insurance https://bestinsurancetulsa.com/ Best Insurance Sat, 16 Jul 2022 15:43:41 +0000 en hourly 1 https://wordpress.org/?v=6.1.3 https://bestinsurancetulsa.com/wp-content/uploads/cropped-logo-best-insurance-2-32x32.png Best Insurance https://bestinsurancetulsa.com/ 32 32 Oklahoma Unleashes License Plate Reading on Uninsured Motorists https://bestinsurancetulsa.com/oklahoma-unleashes-license-plate-reading-on-uninsured-motorists/ Mon, 19 Aug 2019 19:38:21 +0000 https://bestinsurancetulsa.com/?p=1070 Best Insurance is here to help you save money and time. No one ever wants a ticket, especially for no insurance. A new program that launched November 2018 in Oklahoma that uses automatic license plate scanning technology to search for uninsured vehicles has identified about 2,100 possible violators in its first weeks of deployment. Officials […]

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Best Insurance is here to help you save money and time. No one ever wants a ticket, especially for no insurance. A new program that launched November 2018 in Oklahoma that uses automatic license plate scanning technology to search for uninsured vehicles has identified about 2,100 possible violators in its first weeks of deployment. Officials say the cameras scan all license plates, then the tags are compared to a database that lists vehicles with liability insurance. The images of any vehicles not on the list are then forwarded to the state Uninsured Vehicle Enforcement Diversion office for further review. Officials say anyone who receives a letter — and can’t prove the vehicle was insured when the photo was taken — faces a $174 fee.

According to Oklahoma Insurance Commissioner John Doak, nearly 600,000 drivers in Oklahoma do not have car insurance. Oklahoma requires every driver to carry the state minimum liability insurance 25/50/25. Best Insurance specializes in just that. We are a non-credit based company that can get you set up to legally be on the road and avoid the $174.00 ticket. The Uninsured motorist administration will allow you up to 14 days to get insurance and provide proof of coverage for a reduces fine or no fine at all.

What should you expect to see on the road? The technology will utilize both fixed and mobile cameras, officials said. State officials said they will start with five mobile cameras in the Oklahoma City and Tulsa areas, and they plan to install more during the following month and expand the program into other areas of the state.

“They’ll have scanners set up across the state and they’ll be scanning license plates as they drive by, and then it’ll go into their system, and they’ll utilize our insurance verification system to figure out which ones have insurance and which ones don’t,” Deputy Commissioner Buddy Combs said. So when you see a car driving by with several scanners affixed to the roof, truck and hood area beware. They are scanning for your insurance. Best Insurance offers several locations to make avoiding these tickets very easy.

If you receive a notice in the mail because you have been scanned and caught without insurance don’t delay. See one of our many agents and we can help. You will be given a notice by mail and a set time frame to respond. You will need to bring in your notice as it will have valuable information on it to help our agents save you money. If you choose to ignore this notification your license could be suspended, the fines will increase and possibly a warrant can be put out for your arrest due to an unpaid ticket.

Yes you are able to contest the scan and or ticket, however if you do not have valid insurance at the time of the scan it will not do you any good. I have also seen in many cases you will need to employ a valid legal defense as this is not an easy thing to contest. They also offer a diversion program for you to enroll in after you pay your ticket. The district attorney once your ticket is paid will defer your prosecution for two years. You will have to comply to one of the three items listed below.

  1. The owner shall provide verification of current insurance upon request of the district attorney
  2. The owner shall comply with the provisions of the compulsory insurance law for the full term of the agreement
  3. The owner shall not operate any vehicle in violation of the compulsory insurance law during the term of the agreement.

 

This is not a program you can easily skip out of. Oklahoma is cracking down on drivers with out the state minimum liability insurance.

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Discounts for Auto Insurance https://bestinsurancetulsa.com/discounts-for-auto-insurance/ Mon, 05 Aug 2019 16:08:54 +0000 https://bestinsurancetulsa.com/?p=1067 Every insurance customer is looking for a way to lower their car insurance rates. We have all seen the commercials, radio ads and social media posts about come save with us. Does anyone really know how to check to make sure they are getting the best rate possible on their car insurance? It’s really not […]

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Every insurance customer is looking for a way to lower their car insurance rates. We have all seen the commercials, radio ads and social media posts about come save with us. Does anyone really know how to check to make sure they are getting the best rate possible on their car insurance? It’s really not as difficult or as time consuming as you would imagine. Best Insurance is the home of the 60 second quote. We can add your discounts in while we process your quote for you.

Now, let’s take a look at the many discounts your lifestyle can create and make happen for your car insurance!! Did you know that simply owning your own home will allow you to receive a discount on your car insurance? Insurance is based mostly off risk. The riskier you are the higher your insurance rate is. If you are an individual or family who owns their own home, you are assessed as less of a risk than a renter. Renters are great but owning a home in the car insurance world will allow you to receive a discount on your auto policy. What about bundling? Yes, bundling your home owners, auto, motorcycle, RV, ATV, etc. will also allow you to receive a lump sum off your overall bill. However, bundling is not a requirement to receive a discount. Simply letting us know you own a home is enough. You may be required in some cases to bring a proof of ownership. It’s a great way to get started on saving. Be sure when you stop by Best Insurance for you Auto quote you mention if you’re a home owner. If you’re a renter, we can hook you up with an awesome renters’ policy.

Already have a car insurance policy with another company? Your previous insurance is another possible way to receive a big discount. At Best Insurance, if you can provide 6 months of prior insurance, our insurance agents will be able to add that information into your quote. When you are willing to bring in a preexisting insurance history, this shows an insurance company that you already have an understanding of how to be responsible when assessing your risk. An insurance company wants to see a chronological record of awesome driving. They can check and see how many lapses in coverage you have had along with cancelations. They are also able to look at your claims and see if you are a driving that has a good driving record. Insurance companies are always looking to insure great drivers and responsible customers. A new customer who can’t prove that they pay their bill on time with little to no lapses in coverage will not receive as good of a deal. So, bring in that proof of prior insurance and get a surprising amount of money deducted from your overall bill and returned back into your pocket. In this day and age, it’s never a bad thing to save. In this day and time, we are looking to save anywhere and everywhere. Our children need sports equipment, dance shoes and gas is not .50 cents a gallon anymore

Here is a great and easy way to save AUTOMATIC WITHDRAWL. Personally, I’m setup on auto withdrawal. Not only does it save me Money on my Car Insurance, but I don’t have to worry about calling or spending my time going to an office to pay. All the time I spent trying to pay my bill in person was costing me valuable time and money. So, in the end Auto withdrawal is a simple change to make. Another benefit to using auto withdrawal is you no longer have to worry about Talk to one of your Best Insurance agents today and get signed up and start saving. Your time is worth money.

Who owns Multiple cars, I do! Did you know by having multiple cars you can receive a discount on your car insurance? At Best Insurance we want to be sure you get that Multi car discount. Not only will you receive a lower rate per vehicle but now your bundling saving time and money by making one simple payment. So, don’t forget when you come into Best Insurance make sure your getting that multi car discount for your auto insurance.

Last but not least a simple way to save is by presenting your defense driving certificate, most of us had to complete driver’s education or driving school before getting our license. If you completed the defensive driving course bring that certificate with you. It was created so you can get a discount. It all comes down to risk assessment. If you have taken a course to train you to drive defensively in all driving situations you are going to be able to save money at Best Insurance.

So here is 5 easy ways to save. Stop by one of our 3 locations and save today on your car insurance.

Best Locations:
18th and Garnett
Admiral and Sheridan
43rd and Sheridan.

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Oh no! I’ve been in an Accident https://bestinsurancetulsa.com/oh-no-ive-been-in-an-accident/ Mon, 05 Aug 2019 16:07:13 +0000 https://bestinsurancetulsa.com/?p=1064 Car accidents can be very stressful, let Best Insurance help you connect with your insurance company. Read the tips below to learn what you should do if you’re involved in a car accident.   Stay calm and Breathe  Keeping a normal demeanor helps you stay in control of the situation. We know accidents are very […]

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Car accidents can be very stressful, let Best Insurance help you connect with your insurance company. Read the tips below to learn what you should do if you’re involved in a car accident.

 

Stay calm and Breathe 

Keeping a normal demeanor helps you stay in control of the situation. We know accidents are very stressful on all who are involved. Keeping a level head and staying calm will help ease the pain of being in the accident and will help set the tone for the other passengers and drivers involved. 

Take Pictures.

Before anyone moves from the accident make sure you get pictures from the accident. The more detailed the better. Take photos of the damage done to both vehicles as well as the directions you were facing. We recommend taking pictures of the other vehicles license plate and the driver’s information. 

Make sure you and your passengers are OK.

Move as far off the roadway as possible but stay at the scene of the accident. Warn oncoming traffic by activating your hazard warning lights and/or setting flares. Be sure you communicate with the other drivers as to where you are moving your vehicle too. You will also need to stay aware of where they are moving to. The number of hit and run accidents have been steadily increasing. 

Call the police.

Call 911 or the appropriate emergency number to report the accident. Stay on the line with the dispatcher and follow all the instructions given until an officer arrives on scene. This will allow the officer to get to you and your passenger in the quickest amount of time. The fire department is typically the first responders in accidents. They are there to help assist in the accident for any injuries and direct the flow of traffic. Be sure you let them do their job to further assist you. 

Contact Their Insurance Company. 

Before leaving the scene, we recommend calling the other drivers insurance company to verify that their policy is active. This will help insure you do not receive false information.

Contact your insurance company and report the claim.

The sooner your insurance company knows about the accident, the sooner they can start working to resolve your claim.

Do not admit fault.

Do not discuss the car accident with anyone other than the police and your claims representative. If your accident goes to court or the other driver states it was your fault it will help dispute any false claims if you keep your information directed at the appropriate people. 

Exchange vital information with the other driver involved in the car accident.

Write down the name, address, phone number and license numbers for all drivers and witnesses, particularly those who were not riding in a vehicle involved in the accident. Ask for the insurance companies and policy numbers for drivers involved in the car accident.

 

How to report a vehicle insurance claim:

  1. As soon as possible, report your claim to your insurance provider. Best Insurance will give you a security verification. This verification will have the insurance providers information on it. If you have misplaced it give Best Insurance a call we will be happy to help you. Your insurance provider will ask you some initial questions and begin resolving your claim immediately.
  2. A claims representative from your insurance provider will contact you—generally by the end of the business day—to answer your questions and schedule an inspection of your vehicle. Be sure to discuss any questions you have about deductibles, what’s covered or the repairs with your claims rep at this time.
  3. Your insurance provider will inspect your vehicle’s damage and provide an estimate for repairs.
  4. Your insurance provider can help you arrange vehicle repair service and towing if you need it. You can bring your car to a repair shop in your insurance providers network or if you prefer to use your own repair shop, you can do that, too. With either option, we’ll schedule your appointment when you report your claim.
  5. If you need a rental car, your claims representative can make arrangements for one. Your rental may be covered depending on your policy coverages and the circumstances of your claim. Check with your agent from Best insurance to add rental car coverage to your policy when you start the policy. This will not be able to be added once you’re going through the claims process. 
  6. Your insurance provider periodically check the status of the repair and address any further issues, such as additional damage, payments for additional damage, or changes to the expected completion date, while your vehicle is in the shop.

 

Your insurance provider should settle your claim quickly, fairly and accurately so you can move on with your life.

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